Motorcycle Insurance - Get a Fast & Free Quote! (2024)

Get affordable motorcycle insurance with GEICO.

If you own a motorcycle, a free online motorcycle insurance quote from GEICO could save you money on a new policy. We can help you find affordable motorcycle insurance rates and great coverage no matter what type of bike you have. This includes sport bikes, cruisers, mopeds, touring bikes, and standard rides. We also offer ATV and scooter insurance.

Start a quote now or continue reading to learn more about bike insurance coverages, discounts, and more.

Already have car insurance with GEICO?

Using your current auto policy info gets you a cycle quote even faster. Just start your quote now and log in.

You may also qualify for a Multi-Policy Discount if you have an active auto or RV policy with us.

Why choose GEICO for motorcycle insurance?

  • Competitive coverage so you won't have to skimp to get a great price.
  • Accessories coverage for the extras you've added to make your ride your own.
  • A knowledgeable team of licensed motorcycle agents who are as enthusiastic about bikes as you.

What does motorcycle insurance cover?

Motorcycle insurance coverage benefits you, your bike, and others on the road. Learn more about the main coverages that can make up a GEICO Motorcycle Insurance policy:

  • Bodily injury liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Personal injury protection
  • Property damage coverage
  • Uninsured/underinsured motorist coverage

We also offer the following motorcycle specialty coverages:

Accessories Coverage

Having comprehensive or collision coverage could also protect your accessories, such as:

  • Non-stock sidecar
  • Trike conversion kit
  • Seats and saddlebags
  • Electronic equipment, and more

Helmet Coverage

Collision coverage also provides protection for your helmet. We know a good helmet can be expensive—especially if it has electronic components.

Emergency Roadside Service

Stranded? We've all been there. When you ride with GEICO Motorcycle Insurance, you can get affordable extra coverage for emergency roadside service.

Flat tire? Run out of gas? We're here to help, complete with specialized flatbed trucks for towing.

What types of vehicles are covered?

Get an insurance quote on motorcycle coverage for a wide range of motor vehicles. Motorcycle insurance can apply to:

  • Cruisers – A type of motorcycle that usually features a V-twin and full-view engine
  • Sport Bikes – Fast, high-performance motorcycles also known as street bikes
  • Touring Bikes – Motorcycles made for comfortable, long-distance riding
  • Custom Motorcycles – Motorcycles custom-built by you, a shop, or a manufacturer
  • Mopeds – Lightweight bikes powered by a smaller engine

Motorcycle insurance discounts you could qualify for.

GEICO offers discounts and low insurance prices. We're rated A++ (superior)* for financial strength by A.M. Best Company, a leading independent analyst of the insurance industry.

By insuring your bike with GEICO, you may be eligible for motorcycle insurance discounts that could save you even more money. We have discounts for experienced riders, safety, and even a discount just for switching your motorcycle insurance to GEICO. Here are some possible motorcycle insurance discounts you may be eligible for with GEICO:

  • Switching Discount: This gives you the opportunity to save on motorcycle insurance when you switch to GEICO from another provider
  • Multi-bike Discount: This discount is savings available to policyholders who insure more than one motorcycle with GEICO
  • Multi-policy Discount: This is a discount available to policyholders who choose to bundle auto and motorcycle insurance with GEICO
  • Mature Rider Discount: Savings available exclusively to experienced riders who meet certain age criteria
  • Renewal Discount: This discount is provided to policyholders who renew their motorcycle insurance policy without any lapse in coverage
  • Defensive Driving Discount: This discount is offered to policyholders who have good driving history and complete a Motorcycle Safety Foundation (MSF) course
  • MSF Instructor Discount: Offered to MSF instructors teaching motorcycle safety course

Check out our motorcycle insurance discounts page for more information.

Manage your motorcycle insurance policy with ease.

GEICO Motorcycle Is Here—Even in the Offseason

It's never fun to think about the possibility of fire, flooding, vandalism, and theft. But with the right insurance, you'll be taken care of, even in the offseason.

Keeping your bike insured allows you to keep your discounts, and you can rest easy knowing that your cycle and coverage will be ready for the next nice day.

Pay Painlessly

GEICO offers a variety of ways to pay your bill.

You can choose to pay:

  • In full
  • Monthly
  • In 4, 6, or 9 installments

It's your policy, so choose what works best for you.

Download Our App

The GEICO Mobile app makes your motorcycle policy even easier. Download the app to:

  • Get digital ID cards*
  • Find the lowest real-time gas prices nearby
  • Pay a bill, change coverage, chat with an insurance agent, and more!

Customer Reviews

I am so grateful for un-complicated processes.

"I find that the initial application process, as well as, the re-newing of my policy, are very accommodating to those of us who are not quite competent when it comes to the use of IT functions. Quick, easy and helpful process, which is a combination that will earn my loyalty every time,"

Timmie Turtle on November 15, 2022

Samantha (234002) The next ride is Thanks 2 U

"My motorcycle policy tripled due to adding two tickets to my long list of money spent on my Harley and I was pretty sure that I was going to have to part with the only big purchased I ever made and did not regret ever no less the following morning. So I put off calling Geico until the very last minute and I am glad I did. That's where Samant..."

Santa Cruz on March 05, 2022

Great price and easy online service

"I highly recommend"

Knob33 on August 10, 2020

Geico is Fantastic!!

"I've been with Geico for years and every time I have to add or remove a vehicle I simply go to and bada bing bada boom, I'm done. Super easy to use and if I need to call, I talk to a real person and the agents are always helpful and courteous. As for me and mine....we're sticking with Geico!"

PhilTheThrill on September 24, 2019

A VERY usable website....BRAVO!

"I was able to do EXACTLY what I wanted to do easily.Give your website programmers a raise!"

on June 19, 2018

Wonderful experience with customer service!

"I just want to say thank you Tony who faxed information to my lienholder. She is a great asset to your company and made my experience wonderful. Thank you Geico!!!"

on February 19, 2017

Revaluing and upgrading coverage and payment

"Online process was comprehensive, helpful and an ease to complete."

Dahl on July 23, 2016

"The service is outstanding. I have never had to make a claim, but I have friends that have. They were treated first class by this company. Ya'll keep up the good work and thanks for the extremely kind service."

DukeofBurntCorn on July 22, 2016

Need to talk to a motorcycle insurance agent?

Need to speak to a sales or service agent about motorcycle insurance? Give us a call at (800) 442-9253.

Motorcycle Insurance - Get a Fast & Free Quote! (1)

Access online

or in the GEICO Mobile app

Motorcycle Insurance: Get the answers you're looking for.

  • What motorcycle insurance coverages are included?

    Motorcycle policies have basic coverages included, and additional ones for extra protection. Our policies can provide coverage for bodily injury, collision, personal injury protection, property damage, uninsured/underinsured motorists, and comprehensive. Learn more about motorcycle coverages.

  • How can I save money on my motorcycle insurance quote?

    There are several ways to get discounts for your motorcycle insurance. These could include multi-policy discounts, completing a Motorcycle Safety Foundation course, installing an anti-theft device on your bike, and more. Learn more about motorcycle insurance discounts.

  • Is GEICO Motorcycle Insurance affordable?

    Motorcycle insurance doesn't have to mean paying more for less coverage or service. See how GEICO can help you find what you need at a price you can afford.

  • Does motorcycle insurance cover theft?

    Yes. If you have comprehensive coverage under your motorcycle insurance policy, it pays for covered losses that result from incidents other than a collision; These could include theft, vandalism, or fire. Read more on motorcycle theft prevention.

  • What payment options are available for motorcycle insurance?

    We can help with a payment plan to fit your budget.

  • Does motorcycle insurance cover passengers?

    Most states required motorcycle owners to have liability insurance to cover parties invovled in the accident, such as pedestrians, other drivers, or passengers. You may be liable for your passenger's medical expenses if you cause an accident while driving. Liability coverage can help pay for these costs. If you are not at fault, the at-fault driver's liability coverage can help pay for you or your passenger's medical expenses.

  • Where can I learn more about motorcycle safety?

    We are committed to your safety out on the road. Check out some tips to keep you current on motorcycle do's and don'ts.

GEICO® Motorcycle Insurance is underwritten by GEICO Indemnity Company.

*MA and NH do not currently accept the digital ID cards available through the GEICO Mobile App as valid proof-of-insurance.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Some discounts, coverages, payment plans, and features are not available for all customers in all states or all GEICO companies. Discount amount varies in some states.

Motorcycle Insurance - Get a Fast & Free Quote! (2024)


What insurance should I get for my first motorcycle? ›

Even if you only have a temporary permit, nearly every state requires liability coverage for motorcyclists. There are optional coverages like collision and comprehensive to consider, and discounts to lower your cost.

Are older motorcycles cheaper to insure? ›

But older bikes are generally harder to replace and more expensive to repair, increasing the cost of comprehensive and collision insurance.

Which motorcycles are most expensive to insure? ›

Sport, supersport and street bikes are generally much more expensive to insure than other bikes. That's because they usually cost a lot to replace and thieves often steal street bikes.

Are motorcycles hard to insure? ›

California is generally known for having some of the country's strictest regulations, but that's not the case with motorcycle insurance. The state's minimum-coverage standards include: $15,000 bodily injury liability coverage per person.

What do you really need for motorcycle insurance? ›

Lenders generally require comprehensive and collision coverage on a financed or leased motorcycle, but the deductible amount is often your choice. A lower deductible will increase your cost for motorcycle insurance, but you'll pay less out of pocket in case of a claim.

What is a good budget for a first motorcycle? ›

Beginners typically spend around $5,000 to $10,000 for a motorcycle.

How much is insurance for a new rider? ›

The NimbleFins team ran some tests and found that a new rider even with car-driving experience would pay around 70% more than a rider with 5 years of experience and no claims—so, for example, a new (but not young) rider paying around £500+ should see their cost drop into the £300 range after a few years.

What is the minimum motorcycle insurance in California? ›

Your motorcycle must be insured in California for a minimum of: $15,000 in bodily injury per person. $30,000 in total bodily injury per accident. $5,000 in property damage per accident.

Is motorcycle cheaper than car insurance? ›

Motorcycles are usually cheaper to insure than cars, and are usually cheaper to purchase and maintain. Motorcycle insurance policies come with some level of accessories coverage and roadside assistance. Some insurance companies offer a motorcycle safety course discount, as well as discounts for anti-lock brake systems.

Does AAA offer motorcycle insurance in California? ›

You love the open road. Get the motorcycle insurance that gives you more. Motorcycle insurance through AAA offers replacement cost coverage, travel loss reimbursem*nt, and might also include coverage for permanently attached accessories, safety apparel, and helmets.


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